1. Cash & Credit
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Get High Interest on Your Cash
Cash is king right now. With people losing their jobs and the markets in negative territory, everyone is loading up on cash and I think that is the right thing to do. If…
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Poverty Consciousness to Wealth Consciousness
Once a month I will be answering a question from my readers. Please submit your question to me by e-mail at fern@wholeheartedway.com. I will pick one each month to answer. Question – How…
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Getting a Tax Refund or Not?
I am a big believer in NOT getting a tax refund. A tax refund is giving the US government a tax-free loan. You can get that money on a monthly basis to spend,…
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Get Rid of Those Credit Offers
Once a month I will be answering a question from my readers. Please submit your question to me by e-mail at fern@wholeheartedway.com. Question – I get credit card offers in the mail every…
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Lending to Each Other
Question – I want to lend money to my nephew for a business venture. How can I do this without any misunderstandings? – Richard B. Answer – People to people lending is growing…
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We All Owe and We Can Use Debt Wisely
Our country is drowning in debt and most of us are, too. Why is that? Well let’s look at the facts. Our federal government is $8.8 trillion (that’s no typo) in debt.* Debt…
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Leaving Money on the Table
It’s tax time once again and I know all of you are scrambling to get that information to either prepare your own return or take it to a tax preparer. I prepared about…