Interest Rate Scare!

    Whew!   Everyone was expecting an interest rate increase… but it didn’t happen. Now what? For Banks: They can’t raise the rates on those variable rate mortgages and other loans For consumers: You continue to get low interest rates Considering that consumers are saving more and have more in the bank (or credit…

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What You Need to Know to Invest in Peer-to-Peer Lending

This article was contributed by Hemila Pedram-Parsi, who is a copywriter and author. You can contact her at hemilapedram@gmail.com Peer-to-Peer Lending, commonly referred to as P2PL, is exactly what it is: a person-to-person lending. It is an alternative to traditional credit lending for small loans. Peer-to-Peer has become a great option for people who need a…

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It’s Coming!

 The Updated version of the 401K First Aid Kit- How to Stop Your Portfolio Bleeding and Get Back to Financial Health is being update for 2014.  Here’s what’s in it: *Don’t know how to get the maximum out of your 401K plan? Use this easy to read resource on the benefits of using a 401k…

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Investors Good At Hurting Themselves: Investor Returns vs Investment Returns

In 2009, Morningstar did a study comparing mutual fund returns vs investor returns. Here is what they got: Fund Category Fund Return Investor Return Investor Lag Large-Cap Blend -1.4% -5.7% -4.3% Large-Cap Growth -1.7% -7.7% -6.0% Large-Cap Value -1.8% -2.2% -0.4% Mid-Cap Blend 0.4% -3.0% -3.4% Small-Cap Blend -0.5% -6.9% -6.4% Europe/Pacific 3.1% 0.5% -2.6%…

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