7 Steps to Build Wealth

According to a recent Charles Schwab Financial Literacy Survey, 89% of Americans agree that lack of financial education contributes to some of the biggest social issues our country faces, including poverty (58%), lack of job opportunities (53%), unemployment (53%), and wealth inequality (52%). Aug 17, 2020.

I have written many personal finance articles for you to enjoy.

Building wealth doesn’t happen overnight. It is a journey of many steps. Read more….

Testimonials

Yes, I would recommend a friend to Fern. I liked her knowledge of any of the aspects of money I brought up. I had many questions and she patiently answered them even if I didn’t get it the first time. She helped me with not only general information but specifics and proven strategies. We worked on what I felt was most important with guidance but not domination from Fern. During the calls, I felt that they were all about me and not Fern trying to impress me or show off. She always respected my humanity and never made me feel stupid or belittled.

Dave Humphreys

Fern coached me in all aspects of running my own business in the arts. We started with the idea that in order to prepare for the feast, you need to clean everything up first and slowly arrange the food on the plate. Some of the systems that Fern helped me put in place consisted of setting up a spread sheet to determine how much profit I had on each job so i knew what I had to live on. Prioritizing getting work in the pipeline and organizing the shop to make it happen.

Therese Lahaie
Apparatus Design

Fern does a terrific job of interviewing various people who can offer insight to her clients and connections. She asked me to offer tips about how to get a home and small business prepared for a disaster, like an earthquake. Fern’s expertise at making these valuable, sharing experiences for everyone is impressive. The fact that she works so hard to make these happen is wonderful.

Charles T. Wilson
RiskSmart Solutions

Fern sees the big picture and can coach you to financial success. Her techniques for the do-it-yourself client are unique. Follow her blog, her ideas, suggestions and options as you manuever to a better financial life.

Curtis Smith
CFP Central/Midwest Team at Mercer Advisors

Fern helped me move through the transition of operating my business solo during my divorce, which was a new experience and a very trying period for me! I also appreciated that I could get financial advice from a fee-based adviser who was not going to profit from the difficulties I already was having with the divorce, as the lawyers proved untrustworthy in that regard. I knew it was all up to me to figure it out, yet I needed some kind of personal support and Fern showed up just in time. Very empowering.

Anonymous

I appreciated her help in straightening out my finances and helping me do a real estate project on my own. Now I have the confidence to lead a large real estate project and find the right support people to help me. What a relief!

Sylvia Litchfield
Real Estate Investor and Consultant

In a group coaching session for our small business loan clients, Fern led an informative and helpful workshop for those wanting to know the basics of financial planning. At the end of the coaching session, participants are able to know where they stand in their financial health and what resources to tap into to address their concerns. Fern takes the time to answer individual questions and offer advice on particular scenarios, and the whole group benefits from the dialogue.

Regie Ledesma
Development & Marketing Assistant- Lenders for Community Development

Thank you very much for your class. What I really found valuable was that you described the 7 steps that are needed for finical success in a away that is not overwhelming. Generally when it comes to finances people feel out of control and overwhelmed. I got from your class that if we follow a plan we really can make it happen! Thank you Fern.

Kim Knight

I attended Fern’s class, The Seven Steps to Financial Success, and it was so well organized, and very informative with much up-to-date financial data. It was also very inter-active which facilitated us all learning more from each others’ questions/comments. I highly recommend it to beginners or to the more seasoned investor. I learned about the ‘three step foundation’ which was most helpful to me and I gained more depth in my understanding of investing and retirement planning. I found it to be very motivational!

Anne Grace

I think the class, The Seven Steps to Your Own Financial Plan, is a great place for a beginner to get an overview of what is involved in setting up a financial plan.

Sharyn E. Cerniglia

In this class, Fern brought together in a very understandable way all the various aspects of financial planning.  What a wonderful class for young people who have barely even started saving any money!

Suzanne Holman Brown
BS, MAEd

Excellent! You would be a fool not to take this course!

Anthony Hayes
Real Estate Agent

It’s very beneficial for someone exploring how to invest

Chris Gatto
Public Relations Specialist