Once a month I will be answering a question from my readers. Please submit your question to me by e-mail at email@example.com.
Question – I get credit card offers in the mail every day. How do I make them stop? I have tried calling but that didn’t help…
Answer – You can call each credit bureau (Experian, Transunion, and Equifax) or you can call them all at once through Opt Out Pre-screen or by calling.
If you are getting a lot of offers, it probably means you have good credit. If you don’t have good credit than you should reviewing all the data in those offers very carefully. There may be a transfer balance card with no interest for a period of time. For someone building credit or trying to reduce their credit balance, these are great offers.
You can also go to the Direct Marketing Association at www.DMAchoice.org and remove your name from their website.
Privacy Rights Clearing House has directions for how to get off of mailing lists.
www.CatalogChoice.org has about 1,000 catalogs that you can opt out of but you have to register.
Coaching Question – What credit resources do you use?