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Fee-Based Advisors Use ETFs to Build Wealth
Here is a great article on the rationale for why fee-based advisors use ETFs (Exchange Traded Funds) to build wealth for their clients. I started in the business using load mutual funds in…
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Build Wealth with the Social Security Reset Option
As part of a strong retirement plan to build wealth, you hope to achieve income from taxable (401K plan), tax-free (muni-bond type), and tax advantage funds (capital gains) in addition to social security. Many…
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Do-It-Yourself Financial Plan Step#4 Financial Goals
Do-It-Yourself Financial Plan step #4 is goals. Now that you have a strong financial foundation we can build wealth according to your time frame, your return needs, and your risk tolerance. Notice I…
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Women and Money-You Weren’t Born to Shop; How Your Money Personality affects Your Bank Account
Here is an interview with Cathy Curtis CFP of Curtis Financial Planning in Oakland, CA. Cathy is a fellow NAPFA member, and fee-only financial advisor who specializes in helping women with their finances.…
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Do-It-Yourself Financial Plan Step#5 Investing
Investing is the 5th step of 7 in a do it yourself financial plan. Most people don’t understand that to build wealth you have to invest. A combination of saving and investing is…
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Legacy Planning – The Basic Documents of Estate Planning and Beyond
The third step in your do it yourself financial plan is estate planning. Estate planning is thought about as wills, trusts, and gifts, etc. Not anymore. No one wants to think of sickness,…
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Getting a Tax Refund or Not?
I am a big believer in NOT getting a tax refund. A tax refund is giving the US government a tax-free loan. You can get that money on a monthly basis to spend,…