6. Retirement Planning

It’s Coming!

by Fern Alix LaRocca CFP® EA · 0 comments

 The Updated version of the 401K First Aid Kit- How to Stop Your Portfolio Bleeding and Get Back to Financial Health is being update for 2014.  Here’s what’s in it: *Don’t know how to get the maximum out of your 401K plan? Use this easy to read resource on the benefits of using a 401k […]

A client asked me to look over his 401(k) portfolio. He was quite disturbed over the losses in his account. He agreed to pay me my hourly rate for one hour just to look it over and give him my thoughts on the matter. I agreed since it was a small amount of money with […]

I received this reader question recently and wanted to respond publicly: “I would like to no more about this programs and does it really works? I have made a few investments on the stock exchange through information that i got from Penny Stocks newsletters but was unsuccessful. I want  more wealth but dont no how […]

IRAs (Individual Retirement Account) are great investment vehicles for tax deferred growth and estate planning. An IRA has a designated beneficiary when the account is set up that makes it easy to determine who should inherit the money. Usually the beneficiary is a spouse but sometimes it is a minor or a non-spouse. It gets […]

Join me in an interview with Curtis Smith CFP®, a fee-only Financial Advisor, to find out how a Roth IRA works and if it is right for you. You can listen in at RothIRA033010 Fern Alix LaRocca CFP® EA I’m Fern Alix LaRocca, a Certified Financial Planner licensee and Wealth Coach with over 30 years […]

Are you worried that your pension plan won’t be around when you need it? Do you know what to look for if it it failing? Traditional pension plans are defined benefit plans in which the employer promises to pay a specific amount, usually monthly, based on years of service and salary in the last years […]

As part of a strong retirement plan to build wealth, you hope to achieve income from taxable (401K plan), tax-free (muni-bond type), and tax advantage funds (capital gains) in addition to social security. Many people with depleted resources are trying to squeeze every drop of income from what they have and the Social Security reset option is […]

Retirement Planning is step 6 of 7 in your do it yourself financial plan. Everyone would like to retire early and retire rich. But what does that look like to you? Some people think of old folks in rocking chairs while some think of the freedom to do whatever they want. You need to have […]

The cost of an education will increase about twice of the general inflation rate.  Students are finding that their parents make too much money for some financial aid and not enough for others. Listen to this half hour interview with Fred Amrein,  a fee-only NAPFA Financial Advisor with Amrein Financial who specializes in financial aid, […]

Save Keep track of money get paid what you are worth spend wisely talk about money live on a budget invest exercise an entrepreneurial spirit handle credit use money to change the world Source: Raising Financially Fit Kids- Joline Godfrey Fern Alix LaRocca CFP® EA I’m Fern Alix LaRocca, a Certified Financial Planner licensee and […]

12