Investments

Women and Money-You Weren’t Born to Shop; How Your Money Personality affects Your Bank Account

Here is an interview with Cathy Curtis CFP of Curtis Financial Planning in Oakland, CA. Cathy is a fellow NAPFA member, and fee-only financial advisor who specializes in helping women with their finances.
WomenandMoney051910
80% of American women will find themselves the sole keepers of their personal finances at some point during their lives, however, most of [...]

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Do-It-Yourself Financial Plan Step#5 Investing

Investing is the 5th step of 7 in a do it yourself financial plan. Most people don’t understand that to build wealth you have to invest. A combination of saving and investing is important to your successful do it yourself financial plan. By doing both, you automatically lower your risk, [...]

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Target Date Funds-Why Invest in Them?

I am not a big fan of target date funds. But my colleague, Roger Wohlner, has done a great job of discussing them here:
Fidelity is one of the largest providers of 401(k) plans and like many fund company platforms it is common for their plan sponsor clients to offer several or all of [...]

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Get High Interest on Your Cash

Cash is king right now. With people losing their jobs and the markets in negative territory, everyone is loading up on cash and I think that is the right thing to do. If the roof leaks, or the car needs repair, you will not have to use a credit card to pay for [...]

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7 Investment Tips From One of the Richest Men in the World

I am a big fan of Warren Buffett- but not always. Sometimes it seems like his investment tips are out of touch and just when I want to think of him as an old bag who isn’t investing with the times- he pulls out a one two punch and shows everyone how [...]

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Here’s How You Can Benefit In This Crisis

Despite the government’s efforts and the billions already spent, the crisis clearly remains a long way from being resolved. Here are 3 tips on what you can do:

Time to think past frustration, fear and/ or anger and get educated about possibilities. Your greatest worry in the unknown.
Time to look at all the options. Rarely is [...]

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Do You Know How Much Risk You Are Taking?

It’s that time of year again when I am gathering up all of my continuing education credits for my license renewals. In talking with several other financial professionals, I am saddened to hear that many of them who like me were promoting buy and hold strategies were now selling client assets and going into cash. [...]

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Here’s What Happens After a Bear Market

Like everyone else, I don’t like looking at my investment losses. But I was cheered up today by some statistics that I wanted to share with you that features hypothetical investments in the Standard & Poor’s 500 composite Index during bear markets. The following results can help you focus on the long term and your [...]

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What Happens After a Bear Market

Once a month I will be answering a question from my readers. Please submit your question to me by e-mail at fern@wholeheartedway.com. I will pick one each month to answer.
Question – I have a small mortgage left on my home. Should I pay it off when I retire in 5 years?
- Daniel B.
Answer – That [...]

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