5. Investment Planning

Building Wealth 30 Minutes at a Time with Christine Benz

You know I am not a big fan of personal finance journalists, but I have high regards for the work of Christine Benz. Christine is Morningstar’s Director of personal finance and senior columnist for Morningstar.com. She gets it about the financial planning process and it’s role in building wealth for people. This interview is packed with [...]

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Women and Money-You Weren’t Born to Shop; How Your Money Personality affects Your Bank Account

Here is an interview with Cathy Curtis CFP of Curtis Financial Planning in Oakland, CA. Cathy is a fellow NAPFA member, and fee-only financial advisor who specializes in helping women with their finances.
WomenandMoney051910
80% of American women will find themselves the sole keepers of their personal finances at some point during their lives, however, most of [...]

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Do-It-Yourself Financial Plan Step#5 Investing

Investing is the 5th step of 7 in a do it yourself financial plan. Most people don’t understand that to build wealth you have to invest. A combination of saving and investing is important to your successful do it yourself financial plan. By doing both, you automatically lower your risk, [...]

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Target Date Funds-Why Invest in Them?

I am not a big fan of target date funds. But my colleague, Roger Wohlner, has done a great job of discussing them here:
Fidelity is one of the largest providers of 401(k) plans and like many fund company platforms it is common for their plan sponsor clients to offer several or all of [...]

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Get High Interest on Your Cash

Cash is king right now. With people losing their jobs and the markets in negative territory, everyone is loading up on cash and I think that is the right thing to do. If the roof leaks, or the car needs repair, you will not have to use a credit card to pay for [...]

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401K Today for Your Best Tomorrow

Make the most of what you have to make the most of your tomorrow.
Your 401K contributions are your first investment dollars. Those dollars will grow more faster than any other investment because of the tax advantages that we discuss in detail here. Take advantage of the opportunity to contribute and put the [...]

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7 Investment Tips From One of the Richest Men in the World

I am a big fan of Warren Buffett- but not always. Sometimes it seems like his investment tips are out of touch and just when I want to think of him as an old bag who isn’t investing with the times- he pulls out a one two punch and shows everyone how [...]

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Here’s How You Can Benefit In This Crisis

Despite the government’s efforts and the billions already spent, the crisis clearly remains a long way from being resolved. Here are 3 tips on what you can do:

Time to think past frustration, fear and/ or anger and get educated about possibilities. Your greatest worry in the unknown.
Time to look at all the options. Rarely is [...]

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Do You Know How Much Risk You Are Taking?

It’s that time of year again when I am gathering up all of my continuing education credits for my license renewals. In talking with several other financial professionals, I am saddened to hear that many of them who like me were promoting buy and hold strategies were now selling client assets and going into cash. [...]

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Here’s What Happens After a Bear Market

Like everyone else, I don’t like looking at my investment losses. But I was cheered up today by some statistics that I wanted to share with you that features hypothetical investments in the Standard & Poor’s 500 composite Index during bear markets. The following results can help you focus on the long term and your [...]

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