I am a big believer in NOT getting a tax refund. A tax refund is giving the US government a tax-free loan. You can get that money on a monthly basis to spend, save, or invest. Many people use a tax refund as a forced savings. Big mistake! If you understand the time value of [...]
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It’s summer time and people are going places. The kids are out of school and many vacation plans are laid out. It’s also a time when people reflect on their personal development. There are lots of programs to inspire and motivate – there is the book called the Secret, and there is Oprah’s the Power [...]
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